Average Homeowner Insurance Rates for Lufkin, Texas
| Average Annual Insurance Rate |
| $2053 |
The Cheapest Homeowner Insurance Rates for Lufkin, Texas
The Most Popular Home Insurance Providers in Lufkin, Texas
Does credit score affect Lufkin home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2635 |
| average |
$2053 |
| good |
$1762 |
Yes! Your credit rating can impact the price you pay for Lufkin homeowners Insurance up to
$873 per year. Our analysis shows Lufkin home insurance shoppers with poor credit will pay up to
50% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
33% higher than people with average credit and average credit rate shoppers will pay
17% higher rates than shoppers with good credit.
Does Building Construction affect Lufkin home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1843 |
| Stucco/Hardie |
$1717 |
| Brick Veneer |
$1661 |
Your home construction style may also impact the price you pay for Lufkin homeowners Insurance up to
$182 per year. Lufkin home insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Lufkin?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1208 |
| 10 Year(s) Old |
$1661 |
| 35 Year(s) Old |
$1902 |
Your home age impacts the price you pay for Lufkin homeowners Insurance up to
$694 per year. Lufkin home insurance shoppers with older homes pay
57% higher rates than new homes while homeowners with homes less than 30 years old will pay
38% higher rates than new construction homes.
