Average Condo Insurance Rates for Waco, Texas

Average Annual Insurance Rate
$788


The Cheapest Condo Insurance Rates for Waco, Texas

Provider Annual Insurance Rate
Hartford Insurance $157
Trumbull Insurance $170
Twin City Fire Insurance $179
Hartford Insurance $220
Progressive $290
Kemper Insurance $330
Travelers Insurance $341
American Mercury $469
Allstate $521
Encompass $544



The Most Popular Condo Insurance Providers in Waco, Texas

Provider Annual Condo Insurance Rate Monthly Condo Insurance Rate
Liberty Insurance $1614 $1614
Nationwide $744 $744
State Farm $1034 $1034



Does credit score affect Waco Condo insurance rates?

Credit Score Average Annual Insurance Rate
average $788
good $668
bad $1003
Yes! Your credit rating can impact the price you pay for Waco Condo Insurance up to $335 per year. Our analysis shows Waco renter's insurance shoppers with poor credit will pay up to 50% higher rates than shoppers with good credit. Condo insurance shoppers eith poor credit will pay rates that are 32% higher than people with average credit and average credit rate shoppers will pay 18% higher rates than shoppers with good credit.

Does Building Construction affect Waco Condo insurance rates?

Construction Type Average Annual Insurance Rate
frame $2075
Stucco/Hardie $1931
Brick Veneer $1837
Yes the construction style may also impact the price you pay for Waco Condo Insurance up to $238 per year. Waco Condo insurance shoppers with frame style construction pay up to 13% higher rates than homes made with brick while Condo with homes constructed with Stucco or Hardieboard will pay 5% higher rates than homes made with Brick Veneer.


Is Condo insurance higher for older homes in Waco?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1352
10 Year(s) Old $1837
35 Year(s) Old $2112
Your home age impacts the price you pay for Waco Condo Insurance up to $760 per year. Waco Condo insurance shoppers with older homes pay 56% higher rates than new homes while Condo with homes less than 30 years old will pay 36% higher rates than new construction homes.