Esurance Insurance is an American insurance company that offers a variety of insurance products, including auto, home, motorcycle, and renters insurance. Founded in 1999, Esurance was one of the first companies to sell car insurance online, and it has since become known for its innovative and straightforward approach to insurance.
Esurance is a subsidiary of Allstate, one of the largest insurance companies in the United States. As a result, Esurance customers benefit from Allstate's financial strength and stability, while still enjoying the convenience and simplicity of buying insurance online. With Esurance, customers can get a quote, purchase a policy, and manage their account all from the comfort of their own home or mobile device.
Esurance is committed to providing its customers with the coverage they need at a price they can afford. The company offers a range of discounts and savings opportunities, including multi-policy discounts and safe driving discounts. Additionally, Esurance is known for its excellent customer service, with knowledgeable agents available to answer questions and help customers navigate the insurance process.
Esurance has mixed reviews from customers and industry experts. Here are some of the key points to consider:
Customer Satisfaction: Esurance has low customer satisfaction ratings for auto insurance claims, according to NerdWallet. However, the company has a high rating for its mobile app, which allows customers to manage their policy details and file claims.
Complaints: Esurance has received more car and home insurance complaints than expected for a company its size, according to NerdWallet. However, the company has an A+ (superior) rating from A.M. Best on the financial side, which means that it is financially stable and able to pay out claims.
Pricing: According to rate data from Quadrant Information Services, an Esurance car insurance policy costs an average of $2,077 per year for full coverage and $905 per year for minimum coverage. However, pricing can vary based on factors such as location, driving record, and vehicle type.
Coverage: Esurance offers a variety of auto insurance coverage options, including liability, collision, comprehensive, and uninsured motorist coverage. The company also offers home, renters, and motorcycle insurance.
Overall, Esurance may be a good option for those who prioritize a user-friendly mobile app and affordable pricing. However, customers should be aware of the company's mixed reviews for customer satisfaction and complaints.
Esurance has an A+ rating for financial stability from A.M. Best, a well-known credit rating agency. This rating indicates that the company is in a strong financial position and is capable of paying out claims to policyholders. It's important to note that the A+ rating is the second-highest rating that A.M. Best offers, so it reflects a high level of confidence in Esurance.
In addition to A.M. Best, other credit rating agencies such as Moody's and Standard & Poor's also provide financial ratings for insurance companies. However, there is no information available about Esurance's ratings from these agencies. It's worth noting that while financial ratings are important, they are just one factor to consider when choosing an insurance provider.
Overall, Esurance's A+ rating from A.M. Best is a positive sign for potential policyholders. It indicates that the company is financially stable and capable of fulfilling its obligations to policyholders. However, it's important to do additional research and consider other factors before making a decision about insurance coverage.
Esurance Insurance is a digital insurance provider that offers a range of insurance products, including car, homeowners, renters, and motorcycle insurance. The company was founded in 1999 and was one of the first companies to sell car insurance online. Esurance operates as a subsidiary of Allstate.
Esurance was founded in 1999 by Jean-Bernard Duler, Jeffrey L. Goodman, Huyen Bui, David Griffin, and Charles Wallace. The company was one of the first to offer car insurance online, and it quickly gained popularity for its easy-to-use website and competitive rates.
In 2011, Esurance was acquired by Allstate, one of the largest insurance companies in the United States. Since then, Esurance has continued to operate as a separate brand, offering digital insurance products to customers across the country.
Esurance offers a range of insurance products to customers, including:
Car insurance: Esurance offers a range of car insurance policies, including liability, collision, and comprehensive coverage. Customers can also add on extras like roadside assistance and rental car coverage.
Homeowners insurance: Esurance offers homeowners insurance policies in 31 states. If you don't live in one of those states, Esurance can help you find home insurance through a partner company.
Renters insurance: Esurance offers renters insurance policies that can help protect your personal belongings in case of theft, fire, or other covered events.
Motorcycle insurance: Esurance offers motorcycle insurance policies that can help protect you and your bike in case of an accident or other covered event.
Esurance is known for its easy-to-use website and mobile app, which allow customers to manage their policies, file claims, and get help whenever they need it. The company also offers a range of discounts and savings opportunities to help customers save money on their insurance premiums.
Esurance Insurance offers a range of coverage options to protect their policyholders from various risks. Here are the different types of insurance coverage offered by Esurance:
Esurance offers auto insurance coverage for cars, motorcycles, and other vehicles. Their coverage options include liability coverage, collision coverage, comprehensive coverage, and uninsured motorist coverage. Policyholders can also add optional coverage like roadside assistance, rental car coverage, and loan/lease gap coverage.
| City | Average Annual Esurance Auto Insurance Rate |
|---|---|
| Houston | $1172 |
| Brownsville | $1128 |
| Edinburg | $1128 |
| Richmond | $1038 |
| Beaumont | $1020 |
| Galveston | $1016 |
| Conroe | $1016 |
| Dallas | $1014 |
| Fort Worth | $1000 |
| Austin | $996 |
| Denton | $988 |
| Corpus Christi | $986 |
| San Antonio | $950 |
| McKinney | $936 |
| Laredo | $884 |
| Lubbock | $882 |
| Angleton | $860 |
| El Paso | $856 |
| Belton | $826 |
| Waco | $804 |
| Georgetown | $792 |
Esurance offers homeowners insurance coverage to protect policyholders' homes and personal belongings. Their coverage options include dwelling coverage, personal property coverage, liability coverage, and additional living expenses coverage. Policyholders can also add optional coverage like water backup coverage, earthquake coverage, and identity theft coverage.
Esurance offers renters insurance coverage to protect policyholders' personal belongings and liability. Their coverage options include personal property coverage, liability coverage, and additional living expenses coverage. Policyholders can also add optional coverage like water backup coverage, earthquake coverage, and identity theft coverage.
Esurance offers life insurance coverage to help policyholders protect their loved ones in case of an unexpected event. Their coverage options include term life insurance and whole life insurance. Policyholders can choose the coverage amount and term that best fits their needs.
Esurance Insurance strives to provide comprehensive coverage options to their policyholders. They offer customizable coverage options and flexible payment plans to make insurance coverage accessible and affordable for everyone.
Esurance Insurance offers a range of features to its customers, including online tools and mobile apps, discounts and rewards, and 24/7 customer service.
Esurance Insurance provides its customers with an all-digital insurance experience. Customers can submit a claim, obtain a new quote, make a payment, or update billing information through the smartphone app or online. The mobile app has a highly-rated user experience, allowing customers to easily manage their policies on-the-go.
Esurance also offers online tools to help customers make informed decisions about their insurance coverage. The website has a Coverage Counselor tool that guides customers through the process of selecting the right coverage for their needs. They also have a DriveSense program that rewards safe driving behavior with personalized discounts.
Esurance Insurance offers a large number of discounts to its customers. Customers can save money by bundling their auto and homeowners policies, having a good driving record, being a safe driver, having anti-theft devices in their vehicles, and more. They also offer rewards for safe driving behavior through their DriveSense program.
Esurance also offers a Refer-a-Friend program that rewards customers for referring their friends and family to the company. Customers can earn up to $50 for each referral.
Esurance Insurance provides 24/7 customer service to its customers. They have a dedicated claims team that is available around the clock to assist customers with any claims they may have. They also have a customer service team that is available to answer any questions customers may have about their policies or coverage.
Customers can contact Esurance Insurance through their website, mobile app, or by phone. They also have a live chat feature on their website for customers who prefer to communicate through text.
Overall, Esurance Insurance offers a range of features to its customers, including online tools and mobile apps, discounts and rewards, and 24/7 customer service. These features make it easy for customers to manage their policies and get the coverage they need at an affordable price.
Getting Esurance Insurance is a straightforward process that can be completed entirely online. Here are the steps to follow:
To get a quote from Esurance, the user needs to visit the company's website and click on the "Get a Quote" button. The user will then be prompted to enter their ZIP code, which will direct them to the full application for their state.
Esurance offers a variety of insurance coverage options suitable for most customer needs. The user can customize their policy by selecting the coverage limits, deductibles, and other options that best fit their needs.
Once the user has received a quote from Esurance, they can apply for coverage by filling out the full application. The application will ask for personal information, such as the user's name, address, and date of birth, as well as information about the vehicle(s) to be insured.
Esurance will also ask the user to provide information about their driving history, including any accidents or violations in the past five years. The user will also need to provide information about any other drivers who will be covered by the policy.
After the user has completed the application, Esurance will review the information and provide a final quote. If the user accepts the quote, they can purchase the policy online and receive their insurance documents electronically.
Overall, Esurance offers a convenient and easy-to-use platform for getting car insurance coverage. With competitive rates and a variety of coverage options, it's a great choice for anyone looking to get insured quickly and efficiently.
Esurance is an online insurance provider that offers a range of insurance products, including car, home, and renters insurance. One of the benefits of using Esurance is their easy-to-use online platform for filing claims and accessing customer support.
Esurance makes filing a claim easy and convenient for their customers. Policyholders can file a claim online or by calling 1-800-ESURANCE (1-800-378-7262) to reach a claim representative 24/7. Esurance also offers a mobile app that allows policyholders to file a claim and upload photos of the damage directly from their smartphone.
Once a claim is filed, Esurance assigns a dedicated claims representative to the case. The representative will guide the policyholder through the claims process and keep them updated on the progress of their claim. Esurance also offers a satisfaction guarantee, which means if a policyholder is not satisfied with their claims experience, Esurance will work to make it right or refund their deductible up to $1,000.
Esurance prides itself on providing excellent customer support. Policyholders can access customer support through the online platform, mobile app, or by calling 1-800-ESURANCE (1-800-378-7262). Esurance also offers a live chat feature on their website, which allows policyholders to chat with a customer support representative in real-time.
Esurance's customer support team can assist with a range of issues, including policy questions, billing inquiries, and claims support. Policyholders can also access a variety of resources on the Esurance website, including a knowledge base, frequently asked questions, and educational articles.
In addition to their online platform and customer support team, Esurance also offers a network of repair shops and rental car providers to make the claims process as smooth as possible for their policyholders.
Overall, Esurance offers a comprehensive and user-friendly claims and support experience for their policyholders.
